Will applying for financing affect my credit score?

Modified on Wed, 06 Dec 2023 at 09:16 AM

Bread Pay

Checking eligibility through Bread Pay will not affect your credit score. Once you agree to purchase HAELO by taking out a loan, Bread Pay may report repayment information about your account to the consumer reporting agencies, which may impact your credit score. In some instances, we may also obtain your credit profile from a smaller credit reporting agency, SageStream. 


PayPal Credit

Checking eligibility through PayPal Credit may affect your credit score. Purchasing through PayPal Credit is subject to credit approval and missed payments will affect your credit score. 

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