Does applying for Bread finance affect my credit score?

Modified on Thu, 04 Mar 2021 at 08:01 PM

Get a decision immediately without it affecting your credit score. However, once you agree to purchase by taking out a loan, Bread may report repayment information about your account to the consumer reporting agencies, which may impact your credit score. In some instances, we may also obtain your credit profile from a smaller credit reporting agency, SageStream.

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