Interest rates are decided soley by Bread. Your terms may vary and are subject to application. Rates range from 0.00% to 29.99% APR. As low as payment of $131.04/mo is based on the listed product price of $2,840.00 assuming a 24-month term and a 9.99% APR. Bread® loans are made by Cross River Bank, member FDIC. Please note that Bread's financing options are currently not offered in the following states: Iowa (IA), Idaho (ID), and West Virginia (WV). 

If you have any questions regarding interest rates, Check Bread's FAQ or reach Bread directly at or (844) 992-7323 ext. 1.